Find a Home Loan

We’re here to help you achieve your goal of becoming a homeowner. There are lots of different loan programs available – scroll down to learn more about our most popular programs.

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Conventional Loan

Movement Bank conventional loans come in a variety of options and with excellent advantages for borrowers who have a strong down payment.

  • Several down payment options.
  • Option to eliminate mortgage insurance.
  • Advantages for higher down payments.
  • Refinancing to possibly remove mortgage insurance
  • 2022 Conventional Loan amount limits up to $647,200

Federal Housing Administration (FHA)

If you’d love to buy a home but lack credit history, a down payment, or are unable to cover closing costs, an FHA loan may be the solution.

  • Low 3.5% down payment
  • Relaxed credit and qualifying standards
  • The entire 3.5% down payment can be a gift from parents, relatives or an employer.
  • May also be an option for borrowers with limited equity looking to refinance.
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Veterans Loans

Veterans Affairs (VA) loans have been helping millions of veterans and their families become homeowners since the program’s inception in 1944. VA loans are part of a federal government program and offer eligible borrowers affordable home financing, along with many other benefits.

  • No down payment
  • Relaxed credit and qualifying standards
  • No private mortgage insurance


This USDA-backed loan offers qualifying low-to-moderate income borrowers the option of no down payment when they buy in a designated rural area. This loan also offers flexible guidelines to eligible applicants.

  • May help low-to-moderate income borrowers qualify
  • No down payment for eligible applicants in designated rural areas
  • Allows seller contribution to closing costs
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Construction to Permanent

Movement Bank offers options for you to build your own home on land you already own or plan to purchase. We offer a construction loan including professional inspections with permanent financing options when home construction is complete.*

  • Build your dream home using a qualified builder of your choice

  • Use land equity you already hold as equity toward the project

  • Pay interest-only payments during construction to keep monthly obligations reasonable

  • Professional inspectors help track construction progress during the project

  • Once the construction phase is complete, refinance your construction loan into a traditional mortgage with principal and interest payments

    *Must have a minimum credit score of 700. Up to 90% Loan to Cost. Subject to Credit Approval.


If you’re in the market for a home that requires a loan exceeding the conforming limit in your area, we have several options for you to consider.

  • Single-family dwelling attached/detached, planned unit development, warrantable condominiums
  • Excellent credit, reserves and evidence of consistent mortgage payment history required
  • High income and stable employment history required
  • 10% minimum borrower contribution toward down payment
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Ready to Get Started?

We’ll help guide you to manage your resources in healthy and innovative ways.