Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FIND A HOME LOAN

We’re here to help you achieve your goal of becoming a homeowner. There are lots of different loan programs available – scroll down to learn more about our most popular programs.

VIEW OUR PRODUCTS

A smiling woman holding her little girl
A smiling couple going through paperwork while sitting on their couch

CONVENTIONAL LOAN

Movement Bank conventional loans come in a variety of options and with excellent advantages for borrowers who have a strong down payment.

  • Several down payment options.
  • Option to eliminate mortgage insurance.
  • Advantages for higher down payments.
  • Refinancing to possibly remove mortgage insurance
  • 2023 Conventional Loan amount limits up to $726,200

FIND A HOME LOAN HERO

FEDERAL HOUSING ADMINISTRATION (FHA) LOAN

If you’d love to buy a home but lack credit history, a down payment, or are unable to cover closing costs, an FHA loan may be the solution.

  • Low 3.5% down payment
  • Relaxed credit and qualifying standards
  • The entire 3.5% down payment can be a gift from parents, relatives or an employer.
  • May also be an option for borrowers with limited equity looking to refinance.

FIND A LOAN OFFICER

A smiling couple speaking with their banker
A smiling man holding his little boy

VETERANS LOAN

Veterans Affairs (VA) loans have been helping millions of veterans and their families become homeowners since the program’s inception in 1944. VA loans are part of a federal government program and offer eligible borrowers affordable home financing, along with many other benefits.

  • No down payment
  • Relaxed credit and qualifying standards
  • No private mortgage insurance

FIND A LOAN OFFICER

USDA LOAN

This USDA-backed loan offers qualifying low-to-moderate income borrowers the option of no down payment when they buy in a designated rural area. This loan also offers flexible guidelines to eligible applicants.

  • May help low-to-moderate income borrowers qualify
  • No down payment for eligible applicants in designated rural areas
  • Allows seller contribution to closing costs

FIND A LOAN OFFICER

A woman reading a sheet of paper in front of her laptop
A smiling couple shaking hands with their banker

CONSTRUCTION TO PERMANENT LOAN

Movement Bank offers options for you to build your own home on land you already own or plan to purchase. We offer a construction loan including professional inspections with permanent financing options when home construction is complete.*

  • Build your dream home using a qualified builder of your choice
  • Use land equity you already hold as equity toward the project
  • Pay interest-only payments during construction to keep monthly obligations reasonable
  • Professional inspectors help track construction progress during the project
  • Once the construction phase is complete, refinance your construction loan into a traditional mortgage with principal and interest payments

*Must have a minimum credit score of 700. Up to 85% Loan to Cost. Subject to Credit Approval.

FIND A LOAN OFFICER

JUMBO  LOAN

If you’re in the market for a home that requires a loan exceeding the conforming limit in your area, we have several options for you to consider.

  • Single-family dwelling attached/detached, planned unit development, warrantable condominiums
  • Excellent credit, reserves and evidence of consistent mortgage payment history required
  • High income and stable employment history required
  • 20% minimum borrower contribution toward down payment

FIND A LOAN OFFICER

A girl and her mom running up the stairs on moving day

 
 

READY TO GET STARTED?

We’ll help guide you to manage your resources in healthy and innovative ways.

FIND A LOAN OFFICER