In today’s digital age, it’s essential to remain vigilant against cyber threats that can compromise your personal information and hard-earned money. Con artists cheat Americans out of billions of dollars yearly, but by recognizing the red flags for potential scams, you can better protect yourself, your loved ones, and your finances.
Phishing is when scammers impersonate trusted entities to gather sensitive information or access your funds. Avoid unsolicited emails, texts, or links asking for personal information. Instead, independently navigate to the official website to review your account or check out offers.
Scammers may pretend to be authoritative figures like IRS agents or debt collectors to intimidate you into paying them. Remember that the IRS will never call you to demand payment. Hang up and verify their authenticity through official channels. When dealing with debt collectors, consider sending a Debt Validation Letter.
Seniors are often targeted aggressively by scammers. Always confirm the legitimacy of calls or emails claiming a family member is in trouble and needs money for an emergency.
Clicking on suspicious links can install malware or ransomware on your device, compromising your data. Be cautious of unsolicited links, especially from unfamiliar sources. Run antivirus scans if you suspect an infection.
Scammers exploit group affiliations, such as religious congregations or social clubs, to gain trust and deceive victims. Be cautious when giving money or information, and prefer official channels for donations or investments.
Each year, we partner with the American Bankers Association to raise awareness of cyber-related threats. Take the Cyber Awareness Quiz today to test your knowledge to see where to improve your scam detection skills!