Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

MVMT HELOC

Unlock your home’s potential with a home equity line of credit.

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Your Home can Work for your Future.

Whether you’re renovating your kitchen, consolidating debt, covering tuition, or handling life’s unexpected moments, MVMT HELOC gives you a flexible, revolving line of credit backed by the home you’ve already built!

Why HELOC?

  • Borrow with Flexibility: Access funds as you need them and only pay interest on what you use.
  • Competitive, Tiered Rates: Pricing designed to fit your unique credit profile.
  • The “Bank Local” Reward: Save more on your rate when you pair your MVMT HELOC with a Movement Bank checking account and autopay***.
  • Budget-Friendly Repayment: Enjoy 10 years of interest-only payments^ followed by a 20-year repayment term.
  • Convenient Access: Funds can be accessed up to the available amount in our branches, by check**, or as a transfer to a Movement Bank account in online banking.

Designed with You in Mind

MVMT HELOC is there when you need it*, backed by the equity you’ve already built in your home. It offers a low cost alternative to most credit cards and personal loans, giving you a smarter way to borrow.

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READY TO GET STARTED?

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Disclaimers: Subject to credit approval and underwriting review. Available to qualified borrowers on eligible primary residences and second homes in NC, SC, and VA. Minimum credit score, income, and equity requirements apply. Available property types: 1–4 family homes, modular homes, and townhomes; condominiums, manufactured homes, and investment properties are not eligible. Variable rate product; rate is based on the Wall Street Journal Prime Rate and will vary with market conditions. Maximum Combined Loan-to-Value of 89% available to qualified borrowers; lower limits apply for homes valued at $1MM or more, debt consolidation purposes, and lower credit tiers. Lines of credit from $30,000 to $400,000 (1st lien) and up to $250,000 (2nd lien); actual line amount determined by creditworthiness, collateral value, and ability to repay. Origination fee applies. Hazard insurance required; flood insurance required where applicable. *Up to the available amount. **Minimum check amount is $250. ***Rate discount of 0.25% available with autopay enrollment from a Movement Bank checking account. ^If balance is outstanding, minimum payment $100, or interest due, whichever is greater. If outstanding balance is less than $100, payment will be total balance.